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Landlord Insurance in SC & GA

Protect your rental properties with comprehensive landlord insurance. Total Quality Insurance covers South Carolina and Georgia landlords with dwelling fire, liability, and lost rental income coverage. We compare 30+ carriers to protect your investment at the best rate.

What Landlord Insurance Covers

Property Damage

Covers structural damage to your rental from fire, storms, vandalism, and other perils. Includes detached structures like garages.

Liability Protection

Covers legal costs if a tenant or visitor is injured on your property. Essential for every landlord.

Lost Rental Income

Reimburses lost rent if your property becomes uninhabitable due to a covered event. Keeps your income flowing.

Equipment Coverage

Covers landlord-owned appliances, HVAC systems, and equipment that you provide to tenants.

Tips for Landlords to Save on Insurance

Bundle multiple rental properties for multi-policy discounts
Require tenants to carry renter's insurance
Install security systems and smoke detectors
Keep the property well-maintained (roof, plumbing, electrical)
Screen tenants thoroughly to reduce claims
Raise deductibles to lower premiums
Work with an independent agent to compare 30+ carriers

Landlord Insurance FAQ

Protect Your Investment Properties

Compare landlord insurance from 30+ carriers. Per-property pricing.