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General Liability Insurance

Essential protection for every South Carolina and Georgia business. General liability insurance covers bodily injury, property damage, and advertising injury claims against your business. Total Quality Insurance compares 30+ carriers to find the right coverage at affordable rates.

What General Liability Covers

Three core protections every business needs:

Bodily Injury

Customer slips and falls at your business, client injured by your product, visitor hurt during your operations. Covers medical expenses, lost wages, and legal costs.

Examples: Customer falls on wet floor, delivery driver injures a pedestrian

Property Damage

Your business operations damage someone else's property. Covers repair/replacement costs and legal defense.

Examples: Contractor damages a client's home, employee spills chemicals on client's carpet

Personal & Advertising Injury

Covers claims of slander, libel, wrongful eviction, or copyright infringement in your advertising.

Examples: Competitor sues for false advertising, client claims defamation

Who Needs General Liability Insurance?

If your business interacts with clients, customers, or the public in any way, you need GL coverage.

Contractors & builders
Restaurants & cafes
Retail stores
Consultants & freelancers
Home-based businesses
Cleaning services
Landscapers
Fitness instructors
Real estate agents
Event planners
IT & tech companies
Healthcare providers

General Liability FAQ

Protect Your Business From Liability

Starting at $400/year. Compare 30+ carriers for your best rate.